The State Pension changes in 2025: What they mean for you

May 1, 2025

OVERVIEW OF THE NEW STATE PENSIONS

Under the new State Pension, you need at least ten “qualifying years” of National Insurance (NI) contributions to receive anything. You typically need 35 qualifying years to receive the full new State Pension. These are broad guidelines; some people who paid  or received NI credits under the old system may have special situations, so it’s worth checking your own NI record to confirm your status.